CAPSILON INSTANT UNDERWRITER

Underwrite mortgage
loans in minutes

The autonomous underwriting solution
transforming mortgage lending

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Are you ready to maximize your underwriting productivity?

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Don’t let underwriting be a drag on your customer experience or profitability

Over the last decade, mortgage underwriting productivity has plummeted 800% while the cost to manufacture a mortgage loan has skyrocketed over 200%.

Companies are saddled with costly, inefficient and error-prone underwriting processes that are dragging down profits and creating a slow, frustrating customer experience.

Mortgage originators need a faster, more efficient underwriting process that automates manual work and makes it easier to make informed lending decisions.

We transform your mortgage
underwriting in 90 days

Capsilon Instant Underwriter is the mortgage industry’s first autonomous underwriting solution. The cloud-based solution leverages artificial intelligence and process automation to underwrite mortgage loans in minutes at a lower cost, with greater consistency and less risk.

  • Autonomous: 'Touchless' solution for standard loan scenarios
  • Semi-Autonomous: 'Low-touch' for scenarios that require human review

Automates the collection of loan data and evidence

Performs calculations and analysis in minutes

Checks eligibility based on guidelines, overlays and business rules

Boost your customer experience and
your profitability

Accelerate speed

Decrease production costs

Underwrite error-free loans

8X

faster

85%

cost reduction

<1%

errors

Boost your customer experience and
your profitability

Accelerate speed

8X

faster

Decrease production costs

85%

cost reduction

Underwrite error-free loans

<1%

errors

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Turbocharge your underwriting in
one quarter

Deploys in 90 days

Sits alongside existing infrastructure

Integrates with LOS & other systems

Cloud-based solution scales to any capacity

"Capsilon Instant Underwriter will significantly improve our underwriting productivity and in some cases, we believe loans can be underwritten without any human intervention."

Phil Shoemaker, Chief Business Officer of Home Point Financial

How it works

1.

Goodbye, manual work

Captures required loan data and evidence from every source

2.

Finally, data we can trust

Normalizes data and assembles a trusted data set

3.

So long, spreadsheets

Automatically performs underwriting calculations and analysis

4.

Farewell, checkers checking checkers

Checks that loan conforms to loan guidelines, overlays, and the lender's proprietary rules

5.

Hello, touchless
underwriting

Green-lights the loan if all requirements have been met or flags the loan with exceptions to be reviewed

How it works

1.

Goodbye, manual work

Captures required loan data and evidence from every source

2.

Finally, data we can trust

Normalizes data and assembles a trusted data set

3.

So long, spreadsheets

Automatically performs underwriting calculations and analysis

4.

Farewell, checkers checking checkers

Checks that loan conforms to loan guidelines, overlays, and the lender's proprietary rules

5.

Hello, touchless
underwriting

Green-lights the loan if all requirements have been met or flags the loan with exceptions to be reviewed

Find out how Capsilon can transform your underwriting capabilities and boost your profitability

Schedule a personalized demo

Take a first look

What are you waiting for?

Uses a trusted data set to drive
automation

Assesses many loan types
autonomously

Eliminates boring grunt work - your
underwriters will love you

More than 160 of the mortgage industry's most innovative companies trust Capsilon to transform the way they work